Lasting power of attorneys (LPAs) allow individuals to appoint a person they know and trust to act on their behalf, in the case of loss of mental capacity. 

There are two types of LPA, Property and Financial and Health and Welfare.

Failure for you to have a Property and Financial LPA could mean someone you do not want taking control of your personal affairs, which means leaving your door open to the risk of suffering financial abuse.

A health and welfare LPA allows the person appointed to make decisions on your behalf about your health and welfare. These could include decisions about your day to day care, where you live and consenting to or refusing medical examination and treatment.

If you do not have LPAs, and you lack capacity to make these decisions for yourself, someone will be faced with applying to the Court of Protection for a Deputyship Order.

This is a much more expensive and time consuming route, compared with making and having your own lasting power of attorney in place, and it can also mean that an individual’s assets are frozen for a period of time while that person’s ability to make their own decisions are assessed, if concerns about their mental capacity have been raised.

If you would like to know more about the process of selecting your own lasting power of attorney, please get in touch for further advice and guidance on securing your future, and that of your family. 

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